Like most Lenders, we price our loans by three factors

  1. The property type or what we refer to as Property Level
  2. The borrower’s mid-credit score
  3. A purchase loan or a refinance loan
PROPERTY TYPE
PROPERTY LEVEL I
PROPERTY LEVEL II
PROPERTY LEVEL III
Multifamily
Multifamily
 
All 2nd Trust Deeds
Mixed Use
Mixed Use
 
 
SFR / Commercial Zone
SFR / Commercial Zone
 
 
Office / Office Condo
 
Office / Office Condo
 
Retail / Strip
 
Retail / Strip
 
Motel / Hotel
 
Motel / Hotel
 
Church / Religious
 
Church / Religious
 
Mortuary
 
Mortuary
 
Land / Lots
 
 
Land / Lots
Car Property
 
 
Car Property
Medical
 
 
Medical
Light Industrial
 
 
Light Industrial
RV / Campground
 
 
RV / Campground
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