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Land Loans:
Our main criterion for funding a land loan is that the land is not speculative in value. The land must have a current use that gives it value or it is developable in the near future. Unproductive, speculative vacant land is not what we want as collateral for our loans.
Examples:
An urban, vacant land parcel, with paved streets and utilities, like the land parcel in the photo you are now viewing, is one we would fund in a moment; orange groves, wine vineyards, residential zoned building lots, industrial & commercial lots, horse ranches, agricultural farm land, urban desert parcels. We have funded these and more. If you have a land loan and are not sure we would entertain it, just contact us and we will be glad to listen to your loan scenario.